National Common Mobility Card (NCMC)

One Nation One card
Image Source – Google | by – Sriram2019

Scheme of this Card :

The National Common Mobility Card (NCMC) is also known as ‘One Nation, One Card’. This is a product management function dedicated to the proliferation of NCMC and builds use cases across various segments. The role is Product like a solution, pricing, market development, and engagement with banks, market operators, regulators, and build adoption and transactions.


Use of This card :
Central Government Rural and Urban Development Ministry made these cards available to enhance domestic travel facilities.

  1. This card is issued through 25 banks, Paytm, or by debit card wallet method.
  2. Using it train/bus/metro ticket/season ticket or monthly Payments like passes, cabs, parking, and tolls cand be made in a ‘contactless’ manner.
  3. This card use also for online withdrawals.
    This card cand be used for offline payments. Cash from ATM (Rs. 25, 000) can be used.
  4. If you withdraw cash from an ATM, you will get a cashback of 5% of that amount.
  5. For purchase of this card while traveling abroad 14 or 10% cashback if used for other payments. Rs. Payment up to Rs 2,000 is a contact lens so no PIN or OTP is required. Three such transactions can be done in one day.
  6. In one day, cash is Rs. 25 thousand and offline/online Rs. 25 thousand for a total of Rs. Up to 50,000 transactions can be made.
  7. The amount can be deposited in the wallet card through options like Net Banking / Credit / Debit Card / Bhim or at the cash counter in the Bank.
  8. This card is completely India and issued through the Rupee card. Banks are now issuing new cards in this manner.

Reference : https://www.npci.org.in

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